Saturday, January 22, 2011

Why Living a Simple Life Style

By Gilbert M. Forbes
DepEd Quezon, CALABARZON

The reasons behind almost all of our financial difficulties are not because our income isn’t enough.  The truth is we always spend more than what we earn.  Looking at other people who receive less than what we receive and yet they survive and remains decent and free of mind bugling debts in their lives is the clue.  Without their knowing, these people live within their means and there is no reason that we couldn’t do the same even if we earn more than the average.  Yet, it is the best thing that we could and should do.  Here are the reasons why.
  1. When you are living a simple life style, you desire simple things.
  2. You only buy things that you need and not the things you want.
  3. You are helping and doing the environment a favor of not over-using its already meager resources.
  4. You spend less and save more.
  5. You are miles away from being corrupt if thus help limit if not totally eradicate corruption.
  6. You have more time for the family because you don’t work for more.
  7. You don’t worry a lot and instead have more energies building relationships with the family and others.
  8. Since you’re not worried, you’re not either problematic and stressed thus quality of work is maximized and always expected from you.
  9. You are healthy and could live longer than the average.
  10. You’re savings accumulate to the point that you already have millions without you noticing it.  (One should know how to save and invest properly.  Remember that ordinary savings only offer an average of 3% interest rate, time deposit 6%, while mutual investments and treasury bills 8-12% and more!)
  11. You’ll have enough resources to finance your later needs e.g., medicines, medical expenses and relatives will no longer worry for you.  (When we get older, it is a fact that our body our health starts to deteriorate particularly when we are not ordinarily health conscious as few others may do.  It will need more nutritious foods, medical care, and all these are expensive!  Imagine if you have not prepared yourself for it.  Good if we die earlier and at an instant.  God said that we should always be ready, not only for death but for all varying circumstances that we could have control of.)
  12. As Bo Sanches loves to put it in his numerous writings and speaking engagements, you will get rich and have the ability to help and give more particularly God’s work.  
When you get rich, you could live on the remaining 10% and yet still live a comfortable life style while giving the fat and remaining 90% to God and the poor, a testament that you have been a good steward.

Isn’t it wonderful!  Come to think of it!

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